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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a claim arising from a car accident to be resolved than an 18-wheeler collision. This is because truck accidents can cause serious injuries. There are many factors that determine the time required to reach an agreement. Here are some of the most important things to consider. Insurance claims As with all vehicles on the road, 18-wheeler trucks are required to have an insurance coverage minimum. This is a good reason. Collisions with big trucks can result in more severe injury and property damage than a typical car accident. These crashes can lead to death and catastrophic injuries. It is therefore important for victims of these accidents to file a claim to receive the compensation they deserve. While insurance for 18 wheelers is a must, it can be hard to find policies that can meet all your needs. You may need to purchase additional coverage depending on the type and size of cargo your trucks carry. 18 wheeler accident lawyer cicero , for example may require liability insurance up to $5 million. Towing insurance, trailer exchange insurance, and cargo insurance are all possible options. A knowledgeable attorney can also assist you in determining what type of coverage is required by your business. They can also help you negotiate with insurance companies so that your claim will be properly settled. In some cases insurance companies may attempt to limit their liability by asserting that they are at fault. This could severely diminish your claim. A lawyer can help to disprove these claims and receive the maximum compensation you deserve. A skilled lawyer can ensure that you receive the amount needed to recuperate, regardless of how you were injured in the accident. Settlements In many cases, a car accident victim will receive an initial settlement offer well before the filing of a lawsuit. This offer is usually from what the victim should receive. It's provided by the trucking company or their legal team. A victim should never accept a deal without discussing it with an attorney for personal injuries first. The amount of the settlement is based on many factors, including the severity of injuries and property damage. It also depends on medical expenses. Other damages that are not economic can also play a role, particularly in the event that the crash has left you emotionally and physically distressed. These losses are difficult to quantify and require an expert analysis. The amount you will receive in compensation will also be affected by the determination of liability. If you can prove that the responsible party committed a violation of traffic laws, acted negligently, or caused the wreck by some other wrongdoing, they'll be accountable for the damages. There are also legal defenses that restrict their liability, such as the concept of comparative fault or contributory negligence. Owners of trucking companies may also be held accountable for accidents. This could occur when a driver operated the truck in poor conditions or if a company failed to maintain the vehicle. The cargo loading and shipping firm could also be liable if the cargo had been improperly loaded, or a part was defective. Filing a lawsuit If the insurance company is unable to settle your claim fairly then you may have no other choice than to file a lawsuit. This can increase the timeline to a resolution, but can result in a larger amount of damages. Whether you choose to settle or go to trial, an experienced truck accident lawyer is the best choice. The insurance companies in this instance will try to make you feel like they are a bargain which is why you require someone who can protect your interests. A Lafayette truck accident lawyer will examine your accident and determine the amount of damages in order to ensure you get the maximum amount of compensation. In the majority of 18 wheeler collisions, multiple parties are liable. For instance, if a truck driver was drunk or breaking the hours of service rules or his employer could be held accountable. A manufacturer of a car repair shop or component could also be held liable in the event that a defective component was the cause of the accident. Moreover, cargo loading or shipping companies can be held liable for accidents involving their trucks. The trucks must be loaded and transported in a safe manner to avoid them tipping or jackknifing. They are required to comply with strict safety guidelines. You can also recover non-economic losses like discomfort and pain. Trial Most cases involving truck accidents are settled through negotiations with the insurance company, and a fair settlement should take into account all of your medical expenses as well as treatment costs and other losses you may have and will suffer. Your lawyer can also assist you in determining the future damages you could be, as well as whether punitive damages might be appropriate. The amount of time it takes to receive a complete and final settlement will depend on various factors, and a qualified attorney will be able to guide you through the procedure. The extent of your injuries will determine how much compensation you can expect. Some injuries will only impact you for a few weeks or months and others could have a an extended or permanent impact on your life. In 18-wheeler accidents, it can take some time to determine who is responsible. This is due to the possibility that there could be multiple parties responsible including the driver of the truck as well as the company which employs them. In certain instances there could be mechanical issues with the vehicle which could cause a crash. In which case it might be necessary to hold the manufacturer or repair shop accountable for the damages you suffer. There are a myriad of aspects that can affect the amount of an 18-wheeler's settlement, however, these types of cases tend to have larger settlements in general than those involving automobiles. This is due to the severity of the injuries and damage that can result from these accidents.